Efficiently and securely make electronic payments.

Automated Clearinghouse (ACH) Resource Center

This page contains training, information, and tools needed for originating Automated Clearinghouse (ACH) transactions.

To better understand how electronic payments can enhance your business, please visit Electronic Payments sponsored by NACHA, The Electronic Payments Association. Whether looking into electronic payments for the first time or having experience originating payments, you will find a wealth of useful information, from sample direct deposit or debit forms to justify the expense of implementing ACH origination.  

ELECTRONIC PAYMENTS.ORG

To better understand ACH Rules, start by creating a free Basic User account, the NACHA, where you can access the entire ACH Rules data base.

NACHA RULES ONLINE  

ACH Payments

Allows commercial customers to initiate payments to vendors or transfer funds to accounts at other financial institutions.  Commercial customers can control when the recipient receives funds.  As an additional benefit, the payment or transfer of funds is guaranteed to be in the recipient’s account by the effective date defined by our commercial customer

• Recurring Payment Options
• Increased Security
• Lower cost alternative for remitting payments

Visa Corporate Credit Cards

Corporate Credit Card options for businesses, non-profit organizations or government entities of various sizes are available through our partnership with TCM Bank, N.A.  Corporate credit cards can be customized to include the customer’s choice of reward packages and spending limits.  All card options include online account access, improved accounts payable efficiency, improved cash flow, and improved reporting to manage and track business expenses.  Cards are issued by TCM Bank, N.A., and subject to credit approval.

Click here to apply or for more information

For current cardholders, click here to access your credit card account. You will be able to view your account transactions, statements, make a payment, and more.

cRewards℠

To sign up or view the reward point catalog, visit www.cRewardscard.com
 

Direct Deposit of Payroll

Allows commercial customers to originate Direct Deposit of Payroll to employee accounts at any financial institution.  Business Internet Banking also supports imported NACHA (National Automated Clearing House Association) formatted files from payroll sources such as QuickBooks. 
 

• Reduce costs associated with check writing
• Peace of mind for you and your employees
• Environmentally friendly due reducing your carbon footprint

Electronic Federal Tax Payment

Allows commercial customers to originate electronic tax payments to federal and state tax authorities through the secure online system.

Wire Transfers

Commercial customers may securely originate domestic wire transfer requests through Business Internet Banking.  Wire requests may be set to recur.  Domestic wire requests will be processed Monday through Friday 8:00 am to 4:00 pm CST.  International wire requests will be processed Monday through Friday 8:00 am to 2:00 pm CST. 

• Token authentication for additional security 
• Expedite funds transfers

Business Bill Pay

Convenient and easy option to pay bills online. Initiate bill payments through Business Internet Banking or through Business Mobile Banking. Customer must be enrolled in Business Internet Banking to access this service.

• Schedule automatic or recurring bills for payment
• Set up reminders for bills due and payments made
• View pending bills, recent bills and bill history 
• Add and manage biller categories